VA Loans

You’ve earned your VA Benefit. Now let us help you take advantage of it. Get the VA Home Loan you deserve without the Big Bank fees.​

Exclusively for Veterans and Military Personnel.

First let us say Thank You for your service. You have served us and now it is our opportunity to serve you. One thing you will find uniquely true of Market Place Mortgage is that we will work hard to beat any competitors terms as we feel that you put your life on the line for us the least we can do is to give you an honest to goodness low rate and low cost mortgage, right off the bat, without making an excessive profit from your business. Hero’s put other people first and all we can do is follow that example. Reap the rewards of your service. You’ve earned it!

What Is A VA Loan?

A VA home loan is the best mortgage loan probably out there in many ways. The first benefit of this home loan starts with the very low VA loan rates. VA mortgage rates are backed by the Veterans Administration, but it’s still requires a transparent and honest lender like Market Place Mortgage to make sure that excess profit is not taken in originating your loan to ensure that your VA home loan rates are the lowest in the market place. That takes honesty, integrity and transparency which a lot of lenders just don’t believe in to the same extent as we do. We do this by ethically capping our profit internally by taking advantage of cost savings through low overhead from use of the internet and not having to have a branch on every street corner or paying for expensive TV and radio advertising. Any extra profit we rebate back to you the customer and share transparently with you in order to buy down your mortgage rate to a low rate and/or apply the credits at close to pay your closing costs. We will leave you feeling proud of your low VA loan interest rate when your mortgage is completed with the best va loan rates in the market. Our transparency and lower mortgage rates will save you tens of thousands in mortgage interest. Enough for you to retire early or put your kids through college.​

Veteran Home Loans Have Many Advantages Including:
  • VA mortgage rates lower than conventional financing.
  • No monthly mortgage insurance
  • Lower closing costs than other mortgage loans
  • Fewer VA loan requirements including scores down to low 500’s and higher debt to income ratios to 57% of monthly income.
  • VA loan qualifications allow reduced costs for disabled veterans and allow unmarried widows of veterans to buy a home using a VA home loan.
  • VA home loans go to 100% financing and allow you to refinance to 100% of new appraised value to pay off debt after you buy the home.
  • Use your VA house loan to finance multiple homes and for construction of a home or home improvements. A VA loan can even be used to pay off debt to qualify at the time of the purchase using seller credits.
This is the home loan for Veterans that is based on common sense underwriting with low VA loan rates and low or no closing costs through Market Place Mortgage’s exclusive NO CLOSING COST PURCHASE OPTION.
Reach out to us today to learn more. We would like to hear your story so that we may share like one recent Google review.

​So it’s 10:00 pm I just finished half my move into my new home and as I’m soaking it all in I can’t help but think of the people that helped me buy my first new house. From day one that I met Gavin from Marketplace mortgage and from day one that I met Sonia from Market Place mortgage they treated me like family and helped me in every way possible so that they knew I would get this house. Words cannot explain how they treated me and how they understood why I didn’t believe this was going to happen. I used the VA loan and for the first time I felt that my 15 months in Iraq paid off. I want to end this day with saying thank you Sonia Thank You Gavin because you guys showed me the way and made it happen… you were professional you treated me like family and I can’t express the gratitude that I have for you both. I couldn’t have gone through this process without you guys. I know this is a long-winded review but if this is someone reading and looking for a mortgage place that’s going to take care of you and help you get it done Marketplace mortgage is where it is and where you’ll get it done. (okay let me wipe away the tears of joy)… Thank You Gavin thank you Sonia you guys always have a friend with me and if anybody ever comes my way looking for a mortgage I will send them your way.. thank you from the bottom of my heart thank you!!!
Margarito Bruno